Point Hacks Credit Card Guide

90,000 bonus Qantas Points or Amplify Rewards points with the Amplify Signature Visa

St.George Amplify Signature Visa - 90,000 Qantas points

The Amplify Signature Visa has 90,000 bonus Qantas points or Amplify points on offer, plus two complimentary airport lounge passes per year. You can also receive a 10% bonus reward of the points you earned for the previous year on your birthday.

  • 90,000 bonus Qantas or Amplify points
  • 2 x Qantas Club or Priority Pass invitations per cardholder year
  • 0.75 Qantas Points or 1.5 Amplify Points for every $1 spent on eligible purchases
  • Overseas Travel Insurance, Extended Warranty Insurance and Price Guarantee (PDS)
  • Access to Visa Luxury Hotels program
  • $279 annual fee
  • $5,000 minimum spend required the first 90 days to trigger the bonus points
  • Offer not available to existing St.George/BankSA/Bank of Melbourne customers who hold an Amplify Platinum or Signature card, or those who have held one within the last 12 months
  • Offer ends: 18 April 2018

Find out more or apply →

Point Hacks receive a range of commissions per applicant for this card. More about this →

St.George, Bank of Melbourne and BankSA are offering 90,000 bonus Qantas or Amplify Rewards points with the Amplify Signature Visa until 18 April 2018.

The Amplify family of cards continue to offer decent points earn rates from your day-to-day spend. This guide covers the different earn rates, caps of the Amplify Signature Visa.

A minimum spend requirement of $5,000 within the first 90 days of approval is required to receive the points bonus for new cardholders of the Amplify Signature Visa.

Bank of Melbourne Amplify Signature Visa - 90,000 Qantas points

Bank of Melbourne's Amplify Signature Visa has 90,000 bonus Qantas points or Amplify points on offer, plus two complimentary airport lounge passes per year. You can also receive a 10% bonus reward of the points you earned for the previous year on your birthday.

  • $279 annual fee
  • $5,000 minimum spend required the first 90 days to trigger the bonus
  • Offer not available to existing St. George/BankSA/Bank of Melbourne customers who hold an Amplify Platinum or Signature card, or those who have held one within the last 12 months
  • Offer ends: 18th April 2018

Find out more or apply →

Point Hacks receive a range of commissions per applicant for this card. More about this →

BankSA Amplify Signature Visa - 90,000 Qantas points

BankSA's Amplify Signature Visa has 90,000 bonus Qantas points or Amplify points on offer, plus two complimentary airport lounge passes per year. You can also receive a 10% bonus reward of the points you earned for the previous year on your birthday.

  • $279 annual fee
  • $5,000 minimum spend required the first 90 days to trigger the bonus points
  • Offer not available to existing St. George/BankSA/Bank of Melbourne customers who hold an Amplify Platinum or Signature card, or those who have held one within the last 12 months
  • Offer ends: 18 April 2018

Find out more or apply →

Point Hacks receive a range of commissions per applicant for this card. More about this →

Digging into the details of the Amplify Signature Visa

The Amplify Signature Visa offers 0.75 Qantas Points or 1.5 Amplify Rewards points (which also equal 0.75 Velocity Points, KrisFlyer or Enrich Miles) per dollar spent with no points cap.

The Amplify Signature card is worth considering for the relatively high flexible points program earn rate outside of American Express.

The additional benefits of the Amplify Signature credit card include a 10% points ‘birthday bonus’ on your spend for the previous year, which effectively increases your points earn rate on all your spend if you keep the card active. There are also two single entry lounge passes (Qantas or Priority Pass), insurances and access to Visa Luxury Hotels booking service.

Card Details

CardSt.George, Bank of Melbourne and BankSA Amplify Signature Visa
Loyalty programQantas Frequent Flyer or Amplify Rewards
Points earned from spend0.75 Qantas Points or 1.5 Amplify points per $ spend
Plus 10% points bonus for your birthday
Points capNone
Travel benefits2 x Qantas Club invitations per cardholder year or Amplify Rewards Priority Pass membership
Access to the Visa Luxury Hotels program
Included insurancesAmplify Signature Travel Service, international travel insurance, purchase security insurance, extended warranty cover plus more (PDS)
Overseas transaction fee3% of the converted amount
Annual fee$279

Effective Frequent Flyer Program Point Earn Rates

Frequent Flyer ProgramEffective earn rate
Qantas Points*0.75 point / $
Velocity Points0.75 point / $
Singapore Airlines KrisFlyer Miles0.75 mile / $
Malaysia Airlines Enrich Miles0.75 mile / $
* Qantas Points are only earned if selected upon receiving the card

Amplify Rewards vs Qantas Points

The Amplify Signature Visa earns 0.75 Qantas Points per $ on spend if you opt-in on earning Qantas Points. Otherwise, earn rate is 1.5 Amplify rewards points per dollar on eligible purchases.

We have a full guide explaining Amplify’s frequent flyer transfer partners and how to maximise your points balances by taking the sign-up bonus as Qantas Points and then switching to Amplify Rewards for ongoing spend.

How the Birthday Bonus works

The Amplify Signature Visa comes with a unique benefit of a 10% bonus on all points earned from spend over the previous 12 months (excluding any bonus points) on your birthday each year.

It’s a neat way to reward loyalty for keeping the card, and effectively ups the points earn rate 0.825 points per $ from the quoted 0.75, if you keep the card year on year.

According to the terms, the points will hit your account no more than four weeks after your birthday.

The Amplify Signature Visa also comes with lounge access

You’re also offered two complimentary single-entry lounge passes each year.

If you’ve opted into Amplify Rewards, you’ll receive a taste of Priority Pass membership.

However, if you know you’ll use them, the more useful lounge passes come from opting into Qantas, where you’ll receive two Qantas lounge invitations each year, which are pretty handy – they can be used domestically or internationally.

Other benefits of the Amplify Signature Visa

The Amplify Signature Visa comes with access to the Visa Luxury Hotels program, which offers:

  • Best available rate guarantee
  • Automatic room upgrade upon arrival (when available)
  • 3pm check-out (when available) at over 900 luxury hotels
  • Free in-room Internet
  • Complimentary continental breakfast
  • VIP Guest status
  • US$25 food or beverage voucher.

You can check out the available deals at participating hotels at visaluxuryhotels.com – the program may be of use to you, or it may not, depending on the hotel you’re looking into.

You’ll also get access to the Amplify Signature Travel Service, which is a dedicated phone service with Travel consultants available to cardholders, with access to some specific packages. Worth looking it if you’re likely to use it.

And finally, there’s also a range of included insurances:

  • Complimentary Overseas Travel insurance for up to 6 months
  • Complimentary Purchase Cover for up to 4 months
  • Extended Warranty Cover for up to 12 months
  • Transit Accident insurance
  • Certain medical and hospital expenses overseas – unlimited cover (except emergency dental and bed care patient allowance)
  • Unexpected cancellation of your travel arrangements and associated expenses – unlimited cover (maximum of AUD $10,000 for a family)
  • Up to $500 per person for travel delays.
  • Up to $550 per person for loss or damage to travel documents.
  • Up to $20,000 per person for accidental loss or damage to eligible personal property
  • Up to $5,500 of excess cover for loss or damage of a rental vehicle

As I always say with credit card insurances, only you can decide if they offer value for your circumstances, so make sure you read the PDS for them to decide if they meet your needs. Read the full PDS here for St.George, Bank of Melbourne, and BankSA

This guide references some of the benefits of insurance policies provided with this card.

You should read the PDS and obtain independent professional advice before obtaining this product.

Summing up – Amplify Signature Visa

These could be useful cards for those who are looking for non-Amex cards with decent points earn and flexibility in how you use them.

Bonus offers on these cards can be hit and miss, but when they are good the card is well worth considering, and the travel and lounge access perks on the Amplify Signature are a handy extra benefit.

90,000 bonus Qantas Points or Amplify Rewards points with the Amplify Signature Visa was last modified: February 21st, 2018 by Keith

Jump back up to offer ↑

Point Hacks Credit Card Information

Point Hacks is published by Point Hacks Australia Pty Ltd (ACN 622 987 160), a corporate authorised credit representative (Number: 504786) of MSC Advisory Pty Ltd ACN 607 459 441 (Australian Credit License: 480649). In some instances, Point Hacks Australia Pty Ltd receives a commission or benefit for referring you to the services of a credit provider. This commission or benefit is disclosed at the point of referral to the credit provider. This website does not provide credit, assist you in obtaining credit, or advise you to apply for any particular product from a provider.

We have not taken into consideration your personal circumstances or financial situation when providing the information on this website. It is important you read the relevant PDS from the product issuer and seek the independent advice of an appropriately qualified professional before making a decision on a product.

While we invest a great deal of time and energy into ensuring we provide with you with the most up to date and accurate information, we do not warrant the accuracy of statements or information contained on the Website relating to third party goods and services, including credit card information, loyalty schemes and rewards. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability arising from any person acting on those statements or information to the fullest extent permitted by law. Where conditions or warranties are implied by law and cannot be excluded, our liability will be limited to the re-supply of information. You should confirm the accuracy of information provided on this Website with the third party product provider before acting on it.

Comments Expand Comments

  1. Rose

    Is there any min income requirement for the Signature Visa? Thanks! My husband and I have similar income, mortgage, asset, etc, but when I applied for Citi (and Virgin – run by Citi) credit cards on his behalf, it got rejected a few times and they hassled him so much. I hope these banks are better.

  2. Derek Puah

    The Qantas Bonus sound like better but I do like the flexibility of Amplify program. Can we sign up for Qantas program and convert to Amplify on the second month?

    • Dane

      It would be a big help if someone could answer this question as it appears that the welcome bonus of 90 000 qantas points is worth almost double the 90000 amplify bonus points, but the ongoing earn rate of amplify points is of more value and greater flexibility.

  3. Ben

    This is not necessarily related to the card, but about Qantas points in general.

    I notice next year from about mid-March onwards, Emirates is no longer flying A380s from Dubai to Perth and vice versa. I’m not sure if this is seasonal or a permanent change, although I would have thought demand picks up heading into the European summer.

    In my opinion this significantly devalues Qantas points….would be interested to hear your thoughts?

    • It’s definitely a downgrade in Business Class, although First Class on the 777 is still excellent and not too different to that on the A380. In Economy, I would guess the A380 is definitely preferable. It would be significant if you had plans to fly from Perth to Dubai with Emirates using your points, but for others totally inconsequential – it sounds like you are in the former camp though.

      • Ben

        Yes, first class would be fine but in business it is a fair difference. I just went and checked again and the schedules are back to what they were before. Very strange indeed. I’m not sure whether this was a system error or whether an indicator that the schedules are about to change.

        Anyway, something for Perth travellers to keep an eye on travelling to Europe in particular using Qantas points to book Emirates flights.

  4. Hi I currently have the St George Amplify Visa card, can I apply for the BOM card and qualify for the bonus points. You could do it before I believe.

  5. Simon

    Can you get the $0 annual fee in the first year for existing customers for the St George Amplify card by signing up to a free transaction account and then applying for the credit card so there is not fee?

  6. Frank

    Despite the terms saying you get Qantas Club passes if in Amplify Qantas and Priority Pass if in Amplify Rewards, I’ve successfully received both the 2 QC passes and the 2 free PP visits in the same year and I’ve had this card for a while. Try your luck.

  7. Spero

    This is a dark horse credit card. One of the highest earner cards (Outside Citi Prestige/Amex) for points earn for Singapore airlines, especially the double points for overseas spend which Citi removed.

    The 10% birthday bonus is an excellent added extra. If only the credit card fee was lower, but with all the changes going on with Credit Card reware programs you have to take what you can get.

  8. I had St George Amplify Sugnature Black Card for a while. Love it….

    Pros: It is the best affiliated VISA card among the banks in the market.

    Con: It would be even better if St George bank also offers Amex affiliated card by having both Amex and VISA cards in 1 credit card Account.

Leave a Reply