St.George is offering 100,000 bonus Amplify Points (can get you up to $450 in eGift cards) and a reduced first-year card fee of $49 for new cardholders of the Amplify Platinum Visa – Amplify Rewards until 30 April 2024. Plus 0% p.a. on Balance Transfers for 24 months with a 1% BT fee.
A minimum spend of $3,000 or more within 90 days of approval is required to receive the bonus.
The St.George Amplify Rewards Platinum offers an effective points earn rate of 0.5 frequent flyer points per dollar on most of the linked frequent flyer programs to Amplify Rewards, which for an ongoing $124 card fee card, is respectable. The strength of Amplify Rewards is its ability to be transferred to multiple rewards partners, offering flexibility in how you redeem your points.
The Amplify family includes cards offered by St.George, Bank of Melbourne and BankSA. This guide covers the different earn rates, caps and benefits of the St.George Platinum Visa – Amplify Rewards variant. We also cover the St.George Amplify Rewards Signature in a separate guide.
Since Amplify Rewards points are transferrable to Velocity on a 2:1 basis and KrisFlyer on a 3:1 basis. This means that the current 100,000 bonus Amplify points is equivalent to 50,000 points when transferred Velocity and 33,000 miles when transferred to KrisFlyer.
Digging into the details of the St.George Amplify Rewards Platinum
The St.George Amplify Rewards Platinum offers 1 Amplify Rewards point (which also equals to 0.5 Velocity Points or 0.33 KrisFlyer miles when transferred) on spend with no points cap.
Card Details
| Card | St.George Amplify Platinum Visa - Amplify Rewards |
| Loyalty program | Amplify Rewards |
| Points earned from spend | 1 Amplify point per $ spend |
| Points cap | none |
| Insurance | Overseas travel insurance, extended warranty on purchases etc. (PDS) |
| Overseas transaction fee | 3% of the converted amount |
| Mobile wallet | Apple Pay, Google Pay and Samsung Pay |
| Card fee | $124 p.a. ongoing |
Effective Frequent Flyer Program Point Earn Rates
| Frequent Flyer Program | Effective earn rate |
|---|---|
| Velocity Points | 0.5 point / $ |
| Singapore Airlines KrisFlyer miles | 0.33 mile / $ |
Finally, it is worth noting the card terms in relation to loyalty points are here.
Amplify Rewards vs Qantas Points
The St.George Amplify Platinum Visa also has a Qantas Rewards variant that earns 0.5 Qantas Points per $1 on spend. Otherwise, earn rate is 1 Amplify Rewards Points per dollar on eligible purchases on the Amplify Rewards variant.
We cover the details of the Amplify Rewards and its frequent flyer transfer partners in a separate guide.
St.George Apple Pay, Google Pay & Samsung Pay support
St.George cards support Apple Pay & Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing Up
The St.George Amplify Rewards Platinum could be a useful card for those who are looking for non-Amex cards that earn points on spend and offers flexibility in how you use them, without a particularly expensive card fee.
Bonus offers can be hit and miss on the Amplify range, but when they are on offer, these cards are worth considering. Those looking for more features like lounge access and other travel perks however might find the Amplify Signature cards more appealing.
Thanks,
PL