Westpac Altitude Black - Is paying management fees for investment or loan repayment considered as eligible purchase?

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What is an eligible purchase? Is paying management fees for investment or loan repayment considered as eligible purchase for 100,000 Qantas points?

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“Eligible purchases do not include BPAY transaction, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account.”

As far as I know, loan repayments with credit card is considered cash advance. It cost similar to withdrawing cash with credit card from ATM. So that would not qualify.

Not sure how you pay your management fee but BPAY are not eligible as mentioned above.

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