Does anyone have any Qantas Credit Union Home Loan experiences?

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Has anyone had experience with the Qantas CU points home loan package? You earn 150 points for every $1000 of your home loan balance per year, which seems a fast way to earn a lot of points. The interest rate is 4.89% at the moment so not the lowest out there and I don’t think you can fix it. I think Macquarie bank offer a similar points earning home loan package but don’t know much about this.

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