Credit card offers to know about this month

Our roundup of credit card offers for April

GUIDE: Earning Points
DIFFICULTY: Easy
TIME TO READ: 2 minutes
POSTED: April 18, 2017
UPDATED: April 26, 2017
LOYALTY PROGRAMS: Relevant to Multiple Programs

With six out of every ten frequent flyer points coming from credit cards, getting the right mix of cards in your wallet is important to planning your next trip.

Acknowledging that everyone’s personal circumstances are different, here is just a sample of seven highlights from credit card providers in April.


American Express Membership Rewards

The American Express Explorer and American Express Platinum Charge cards are both offering 100,000 Membership Rewards points for signing up, transferable to a range of airline and hotel partners, including Asia Miles, KrisFlyer and Starwood Preferred Guest.

The Explorer’s annual fee is offset by a $400 travel credit and has a high earn rate across the board at 2 points per $ spent, whilst the higher-fee Platinum Charge is targeted at frequent travellers who spend a lot on travel and dining.

American Express Explorer - 100,000 Membership Rewards Gateway points

American Express 'Explorer' card has 100,000 bonus Membership Rewards Gateway points on offer. Includes $400 travel credit each year, free American Express lounge access plus a range of insurances and high points earn rates on spend.

  • 100,000 Membership Rewards Gateway point bonus
  • $400 travel credit every year
  • Free access to the Sydney Airport American Express lounge twice a year
  • 2 Membership Rewards points earned per $1 on all purchases except government bodies where you will earn 0.5 points per $1 spent.
  • Included Insurances - smartphone screen insurance and various travel insurances (PDS)
  • 0% p.a. on balance transfer for the first 12 months - A one-off credit plan establishment fee of 1% applies
  • $395 p.a. annual fee
  • Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer
  • $1,500 minimum spend in 3 months required to earn bonus points
  • Offer ends: 15 May 2017

Find out more or apply →

Point Hacks earn a maximum of $250 per applicant for this card. More about this →

American Express Platinum Charge - 100,000 Membership Rewards points

With a 100,000 Membership Rewards points bonus available on sign up, the American Express Platinum Charge is a great card for those who want to earn Membership Rewards points on everyday spend with lots of additional benefits. Read the Point Hacks guide for the full rundown.

  • 100,000 Membership Rewards points signup bonus
  • $300 travel credit annually
  • Unlimited access to certain airline lounges - including Virgin Australia Domestic, Delta and American Express lounges globally
  • Access to American Express Fine Hotels & Resorts perks & discounts
  • 3 Membership Rewards points earned per $ spent at restaurants, 2 points earned per $ on travels, and 1 point per $ everywhere else except for utilities and the ATO
  • $1200 p.a. annual fee
  • Offer ends: 1st May 2017
  • Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer.
  • Bonus points require $1,500 minimum spend in first 3 months
  • Charge card, not credit card - balance requires payment in full each month but with no pre-set spending limit - more about this

Find out more or apply →

Point Hacks earn a maximum of $330 per applicant for this card. More about this →


NAB Rewards

The NAB Rewards Platinum Visa is a new card on the block, with a large sign-up bonus of 80,000 points, transferable to Velocity Points, Asia Miles and Air NZ Airpoints.

This card has no annual fee for the first year and has a high points earn rate for spend overseas and at major department and hardware stores.

NAB Rewards Platinum Visa - 80,000 NAB Rewards Points

The NAB Rewards Platinum Visa has 80,000 bonus points and $0 annual fee for the first year. NAB Rewards allows you to transfer points to Velocity, Asia Miles and Air NZ Airpoints, and offers bonus points for overseas spend and purchases at major department and hardware stores.

  • 80,000 bonus NAB Rewards points - transfers to 40,000 Velocity Points, or 26,666 Asia Miles
  • $0 annual fee for the first year
  • 1 NAB Rewards point earned per $1 spend on everyday purchases
  • 3 NAB Rewards points earned per $1 spend overseas and 2 NAB Rewards points in major department and hardware stores
  • NAB Rewards points can be transferred to Velocity Points, Asia Miles or Air NZ Airpoints
  • 7 complimentary insurances including overseas travel (PDS)
  • $0 for the first year ($195 p.a. ongoing)
  • Offer expires: 31st May 2017
  • Spend $2,500 on everyday purchases within the first 90 days to receive bonus points
  • Offer unavailable if closing/transferring from another NAB credit card account

Find out more or apply →

Point Hacks earn a maximum of $110 per applicant for this card. More about this →


Qantas Points

Both the Qantas Ultimate American Express and the ANZ Frequent Flyer Black are aimed at the avid Qantas Points collector and status chaser, offering 75 bonus Status Credits plus 75,000 bonus Qantas Points.

Qantas American Express Ultimate - 75,000 Qantas Points

The Qantas American Express Ultimate has 75,000 bonus Qantas Points and 75 bonus Status Credits on offer. It's one of the highest earning Qantas Point cards and offers a free Qantas domestic flight each year.

  • 75,000 Qantas Points for new applicants, plus 75 Qantas Status Credits (subject to meeting Qantas booking / flight criteria)
  • Free domestic flight with Qantas each cardholder year
  • Travel and purchase protection insurances
  • 1.5 Qantas points earned per $ on eligible purchases including utilities and 0.5 points per $ on government spend
  • 0% p.a. on balance transfers for the first 12 months, with a 1% establishment fee - maximum balance transfer is $10,000 or 70% of your approved credit limit, whichever is less
  • $450 p.a. annual fee
  • Minimum income requirement of $65,000
  • Spend $1,500 on eligible purchases within 3 months of approval to trigger bonus Qantas points
  • Book and travel on a return Qantas flight by 30th September 2017 to receive bonus Status Credits
  • Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer
  • Offer ends: 1st May 2017

Find out more or apply →

I earn a maximum of $200 per applicant for this card. More about this →


ANZ Frequent Flyer Black credit cards - 75,000 bonus Qantas Points

ANZ are offering 75 bonus Status Credits when you book a return flight with Qantas plus 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months and $0 annual fee for the first year with the ANZ Frequent Flyer Black Visa.
Eligibility criteria, T&Cs, fees and charges apply.

  • 75,000 bonus Qantas Points after $2,500 minimum spend in the first 3 months after approval
  • 75 Bonus Status Credits when you buy and fly return with Qantas by 30 September 2017
  • ANZ’s highest Qantas Points earning potential on everyday eligible purchases
  • Two Qantas Club lounge access passes per year and discounted first-year Qantas Club membership
  • Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period
  • Annual Fee: No annual fee in the first year, usually $425 p.a.
  • $2,500 minimum spend in the first 3 months required to earn bonus points
  • Book and travel on a return Qantas flight by 30th September 2017 to receive bonus Status Credits
  • Status Credit offer ends: 30th June 2017
  • Offer only available to new ANZ Frequent Flyer customers who meet eligibility criteria, exclusions apply.

Find out more or apply →

Point Hacks earn up to $150 per applicant for this card. More about this →

The value of the HSBC Qantas Platinum offering comes from its initial signup bonus and then a solid 1 point per $ earn rate, with a ‘soft cap’ over the $2,500 monthly where you can keep earning points, albeit at a lower rate.

HSBC Platinum Qantas Credit Card - 60,000 Qantas Points

HSBC has a 60,000 Qantas Point bonus with the HSBC Platinum Qantas Credit Card along with included travel and purchase insurances. There's a $199 annual fee and 1 Qantas Point earned per $ spent, up to 2,500 points per month.

  • 60,000 bonus Qantas Points after spending $3,000 within 3 months
  • 1 Qantas Point earned up to $2,500 per statement period, 0.5 Qantas Points earned per $ thereafter
  • Insurance package including Extended Warranty, Purchase Protection, & International Travel Insurance (PDS)
  • $199 annual fee
  • $3,000 minimum spend in 3 months after approval required to earn bonus points
  • Offer ends: 30th June 2017

Find out more or apply →

Point Hacks earn a maximum of $120 per applicant for this card. More about this →

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Velocity Points

The Virgin High Flyer Visa continues to be one of the best Velocity points earning Visa/MasterCard options, which along with the flight credit and lounge passes, has its place in the wallet of the committed Velocity points collector.

Virgin Money Velocity High Flyer Visa - Up to 50,000 Velocity points

Virgin Money have up to 50,000 bonus Velocity points on offer with their High Flyer Visa. This has one of the highest Visa earn rates for Velocity points out there along with Virgin Australia flight credit voucher and lounge benefits.

  • Up to 50,000 bonus Velocity Points (spend criteria apply)
  • $129 Virgin Australia flight credit voucher and 2 lounge passes
  • 1 Velocity Points earned per $ spent up to 10,000 Points per month, 0.5 Velocity Points per $ after
  • 1.9% p.a. on balance transfers for 15 months
  • $289 p.a. annual fee
  • Offer expires: 15th June 2017
  • 10,000 bonus points for every month you spend $3,000 or more in the first 5 months

Find out more or apply →

Point Hacks earn a maximum of $80 per applicant for this card. More about this →

You can also check out our full list of credit card offers as well as the best ways to get value out of your points.