With six out of every ten frequent flyer points coming from credit cards, getting the right mix of cards in your wallet is important to planning your next trip.
Acknowledging that everyone’s personal circumstances are different, here is just a sample of eight highlights from credit card providers in June.
The Westpac Altitude Black is geared towards those who can spend a decent amount on their card, want a high earn rate, are happy to pay the larger annual fee, and will get value from airport lounges and elite hotel perks.
In the current market, where points caps are becoming common, uncapped points earning is a key benefit of the Altitude Black, as well as the ability to earn points on ATO tax payments.
The ANZ Frequent Flyer Black is aimed at the avid Qantas Points collector and status chaser, offering 75 bonus Status Credits plus 75,000 bonus Qantas Points and no annual fee for the first year.
The Amplify Signature from St. George and Bank of Melbourne offers decent points earn rates from your day-to-day spend.
The current offer is unique, seeming to be aimed at ensuring new cardholders keep their cards beyond the first year.
The value of the HSBC Qantas Platinum card comes from its initial signup bonus and then a solid 1 point per $ earn rate, with a ‘soft cap’ over the monthly $2,500 level where you can keep earning points, albeit at a lower rate.
For a Velocity Points-earning American Express card, the American Express Velocity Platinum card might be a good choice with a big 100,000 Velocity Points sign-up bonus, along with a number of Virgin Australia perks including lounge passes, bonus points, and a free domestic flight.
The Virgin High Flyer Visa continues to be one of the best Velocity points-earning Visa/MasterCard options, which along with the flight credit and lounge passes, has its place in the wallet of the committed Velocity points collector.
The Coles Rewards MasterCard has a decent earn rate, with flybuys transferable to both Velocity and Etihad Guest. This is the first time we’ve seen a bonus this high.