BankCard / Account NameCard / Account TypesRewards ProgramAnnual FeeChanges in 2017Qantas Points / $
Amex
Qantas Points / $
Visa/MC
Velocity Points / $
Amex
Velocity Points / $
Visa/MC
KrisFlyer Miles / $
Amex
KrisFlyer Miles / $
Visa/MC
Asia Miles / $
Amex
Asia Miles / $
Visa/MC
Flybuys / $
Visa/MC
Overseas earn rate
(x standard earn)
TravelDiningSupermarketsPetrol StationsGovt. / ATO
(x standard earn)
OtherBenefitUtilities / TelecomsPoints CapPoints earned
after cap
Overseas Transaction FeesAir NZ AirpointsAlaska Airlines Mileage PlanAmerican Airlines AAdvantageDelta SkymilesEmirates SkywardsEtihad GuestEVA Laurel AirGarudaKLM / AF Flying BlueMalaysia Airlines EnrichQatarThai Royal Orchid PlusVirgin Atlantic Club CarlsonStarwood Preferred GuestHilton HHonors
American ExpressPlatinum ChargeAmerican Express ChargeMembership Rewards$1,2001-1-1-1-2x2x3x0.5xVirgin Australia, Amex & Priority Pass lounge access 0.5 points per $300,000 pa1 per $ on all spend3%0.010.7511110.5
American ExpressPlatinum EdgeAmerican Express CreditMembership Rewards$1951-1-1-3x2x0.5xFree domestic Virgin Australia return flight0.5 points per $3%0.010.7511110.5
American ExpressPlatinum BusinessAmerican Express ChargeMembership Rewards$1,5001-1-1-1-2x2x2x0.5x2x business expensesVirgin Australia, Amex & Priority Pass lounge access 0.5 points per $375,000 pa1 per $ on all spend3%0.010.7511110.5
American ExpressGold BusinessAmerican Express ChargeMembership Rewards$2491-1-1-0.5x0.5 points per $3%0.010.7511110.5
American ExpressBusiness ChargeAmerican Express ChargeMembership Rewards$1891-1-1-0.5x0.5 points per $3%0.010.7511110.5
American ExpressBusiness AcceleratorAmerican Express ChargeMembership Rewards$1602-2-2-0.25x0.5 points per $100,000 pa1 per $ on all spend3%0.021.5222212
American ExpressQantas UltimateAmerican Express CreditQantas Frequent Flyer$450Reduced earn rates,
earn rates in this table are effective June 1st 2017 for existing customers,
and effective immediately for new customers Read more →
1.50.5x+1 point with QantasFree domestic Qantas return flight1.5 points per $3%
American ExpressQantas PremiumAmerican Express CreditQantas Frequent Flyer$249Reduced earn rates,
earn rates in this table are effective June 1st 2017 for existing customers,
and effective immediately for new customers Read more →
1.250.5x+1 point with Qantas1.5 points per $3%
American ExpressQantas DiscoveryAmerican Express CreditQantas Frequent Flyer$0Reduced earn rates,
earn rates in this table are effective June 1st 2017 for existing customers,
and effective immediately for new customers Read more →
10.5x+1 point with Qantas1.5 points per $3%
American ExpressQantas BusinessAmerican Express ChargeQantas Frequent Flyer$16010.5x2x with Qantas0.5 points per $3%
American ExpressVelocity PlatinumAmerican Express CreditVelocity Frequent Flyer$3751.50.5x+1 point with Virgin AustraliaVirgin Australia return flight, 2 x Virgin Lounge Passes0.5 points per $3%
American ExpressVelocity EscapeAmerican Express CreditVelocity Frequent Flyer$010.5x2x with Virgin3%
American ExpressVelocity BusinessAmerican Express ChargeVelocity Frequent Flyer$24910.5x2x with Virgin0.5 points per $3%
American ExpressDavid JonesAmerican Express CreditDavid Jones Membership Rewards$990.750.5-0.5-0.5-3x3x1x2x with David Jones3%0.0050.50.50.50.51
American ExpressDavid Jones PlatinumAmerican Express CreditDavid Jones Membership Rewards$2950.750.5-0.5-0.5-3x3x1x4x with David Jones3%0.0050.50.50.50.51
American ExpressEssentialAmerican Express CreditMembership Rewards Gateway$0--0.75-0.75-0.75-None0.5 points per $3%0.00750.750.750.750.750.3750.75
American ExpressExplorerAmerican Express CreditMembership Rewards Gateway$395--1.5-1.5-1.5-0.25x$400 Travel Credit2 points per $3%0.0151.51.51.51.512
American ExpressBusiness ExplorerAmerican Express CreditMembership Rewards Gateway$395--1.5-1.5-1.5-0.25x50,000 points Business Loyalty Bonus each year2 points per $3%0.0151.51.51.51.512
ANZANZ RewardsVisaANZ Rewards$80Amex removed, cap added for existing users starting Aug. 5th 2017,
Visa earn rates in this table are effective immediately Find out more →
---0.5-0.33-0.33n/k1000 pcm (see guide)0.5 per $ spend3%
ANZANZ Rewards PlatinumVisaANZ Rewards$95Amex removed, cap added for existing users starting Aug. 5th 2017,
Visa earn rates in this table are effective immediately Find out more →
---0.75-0.5-0.5n/k3,000 pcm (see guide)0.5 per $ spend3%
ANZANZ Rewards BlackVisaANZ Rewards$375Amex removed, cap added for existing users starting Aug. 5th 2017,
Visa earn rates in this table are effective immediately Find out more →
10.660.66n/kVelocé lounge access10,000 pcm (see guide)1 per $ spend3%
ANZANZ QantasVisaQantas Frequent Flyer$95Amex removed, cap added for existing users starting Aug. 5th 2017,
Visa earn rates in this table are effective immediately Find out more →
0.5n/k250 pcm (see guide)0.25 per $ spend3%
ANZANZ Qantas PlatinumVisaQantas Frequent Flyer$295Amex removed, cap added for existing users starting Aug. 5th 2017,
Visa earn rates in this table are effective immediately Find out more →
0.75n/k2,250 pcm (see guide)0.5 per $ spend3%
ANZANZ Qantas BlackVisaQantas Frequent Flyer$425Amex removed, cap added for existing users starting Aug. 5th 2017,
Visa earn rates in this table are effective immediately Find out more →
1n/kDiscounted Qantas Club + 2 Qantas Club Passes7,500 pcm (see guide)0.5 per $ spend3%
ANZANZ Rewards Travel Adventures CardVisaANZ Rewards$225Amex removed, cap added for existing users starting Aug. 5th 2017,
Visa earn rates in this table are effective immediately Find out more →
0.750.50.5n/kVirgin Australia return flight, 2 x Virgin Lounge Passes3,000 pcm (see guide)0.5 per $ pent0%
ANZANZ Business BlackVisaANZ Business Rewards$4500.50.4440.330.333x0.5x2.5%
Bank AustraliaQantas Platinum Rewards Visa VisaQantas Frequent Flyer$1891n/k2x with Qantasunlimited2%
Bank of MelbourneAmplifyVisaAmplify Rewards or Qantas FF$790.50.50.5n/k3%0.5
Bank of MelbourneAmplify PlatinumVisa PlatinumAmplify Rewards or Qantas FF$99Reduced earn rates on overseas spend.
earn rates in this table are effective July 1st 2017. Read more →
0.50.50.5n/k3%
Bank of MelbourneAmplify Signature VisaVisa SignatureAmplify Rewards or Qantas FF$279Reduced earn rates on overseas spend.
earn rates in this table are effective July 1st 2017. Read more →
0.750.750.751x10% 'birthday bonus' pa2 x Qantas Club or Priority Passes3%
BankSAAmplifyVisaAmplify Rewards or Qantas FF$790.50.50.5n/k3%0.5
BankSAAmplify PlatinumVisa PlatinumAmplify Rewards or Qantas FF$99Reduced earn rates on overseas spend.
earn rates in this table are effective July 1st 2017. Read more →
0.50.50.5n/k3%
BankSAAmplify Signature VisaVisa SignatureAmplify Rewards or Qantas FF$279Reduced earn rates on overseas spend.
earn rates in this table are effective July 1st 2017. Read more →
0.750.750.751x10% 'birthday bonus' pa2 x Qantas Club or Priority Passes3%
BankwestBankwest QantasMasterCardQantas Frequent Flyer$1000.51x2.95%
BankwestBankwest Qantas PlatinumMasterCardQantas Frequent Flyer$1600.5No fees1x0%
BankwestBankwest Qantas World BlackWorld MasterCardQantas Frequent Flyer$2200.66No fees1x0%
BoQ SpecialistPlatinumVisa PlatinumVelocity or Qantas Frequent Flyer$1500.50.52xn/k2x Qantas or Virgin Australia2.95%
BoQ SpecialistSignatureVisa SignatureVelocity or Qantas Frequent Flyer$400112xn/k2x Qantas or Virgin AustraliaPriority Pass2.95%
CardServicesPlatinum MastercardMasterCardCard Services Rewards$00.6250.625None3.40%0.417
CitiPrestige VisaVisa InfiniteCiti Rewards or Citi Qantas Rewards (+$49)$700Added bonus points categories, reduced general earn rates
and changes in international spend,
earn rates in this table are effective June 15th 2017 Find out more →
0.50.50.40.43x3x on major hotels & airlines3x on major restaurants and chains2x2xNone2x on major national retailersPriority Pass unlimited + 1 Guestunlimited3.40%0.50.40.330.330.330.330.330.330.50.5
CitiSignature VisaVisa SignatureCiti Rewards or Citi Qantas Rewards (+$49)$395Added bonus points categories, reduced general earn rates,
and increased earn rates on overseas spend,
earn rates in this table are effective June 15th 2017 Find out more →
0.50.42x2x on major hotels & airlines2x on major restaurants and chains1.5x1.5xNone1.5x on major national retailersPriority Pass 2 x free pa3.40%0.4
CitiSignature VisaVisa Qantas SignatureCiti Qantas Rewards$444Added bonus points categories, reduced general earn rates and increased points cap,
earn rates in this table are effective June 15th 2017 Find out more →
0.52x2x on major hotels & airlines2x on major restaurants and chains1.5x1.5xNone1.5x on major national retailersPriority Pass 2 x free paup to $20,000 pcm on regular spend (see guide)3.40%
CitiRewards Platinum VisaVisaCiti Rewards$199Reduced earn rate. earn rates in this table are effective June 15th 2017. Find out more →0.330.33same - uncappedNone0,000 Citi Rewards pcm ($10k) domestic spend
(=3,300 VFF/KF)
none3.40%
CitiEmirates World MasterCardWorld MasterCardEmirates Skywards$299No changes. Find out more →1.25xNone1.5x with Emirates1 x Emirates lounge voucher inc. guest, 2x airport xfers$3,000 spend per statement period on domestic spend0.5 Skywards miles per $ after $3,000 spent each statement period. up to $10,0003.40%1
Coles Financial ServicesRewards MastercardMastercardFlybuys$992None0%0.8
Coles Financial ServicesNo Annual FeeMastercardFlybuys$00.5None1.5%0.2
Coles Financial ServicesLow Rate MastercardMastercardFlybuys$580.5 (at Coles Supermarkets only)None1.5%0.2
Commonwealth BankDiamond AwardsDual Amex / World MasterCardCommonwealth Bank Awards or Qantas FF$349Intro of tiered and lower earn rates on Amex account.
earn rates in this table are effective July 1st 2017.Read more →
0.20.50.250.6256x on the Amex6x on the Amex6x on the AmexNone6x on the Amex at dept. stores1,000,000 panoneVisa/MasterCard - 3.00%
American Express - 0%
Commonwealth BankPlatinum AwardsDual Amex / Platinum MasterCardCommonwealth Bank Awards or Qantas FF$249Intro of tiered and lower earn rates on Amex account.
earn rates in this table are effective July 1st 2017.Read more →
0.20.40.250.55x on the Amex5x on the Amex5x on the AmexNone5x on the Amex at dept. storesVisa/MasterCard - 3.00%
American Express - 0%
Commonwealth BankGold AwardsDual Amex / MasterCardCommonwealth Bank Awards or Qantas FF$119Intro of tiered and lower earn rates on Amex account.
earn rates in this table are effective July 1st 2017.Read more →
0.20.40.20.44x on the Amex4x on the Amex4x on the AmexNone4x on the Amex at dept. stores Visa/MasterCard - 3.00%
American Express - 3.5%
Commonwealth BankAwardsDual Amex / MasterCardCommonwealth Bank Awards or Qantas FF$59Intro of tiered and lower earn rates on Amex account.
earn rates in this table are effective July 1st 2017.Read more →
0.20.40.20.43x on the Amex3x on the Amex3x on the AmexNone3x on the Amex at dept. storesVisa/MasterCard - 3.00%
American Express - 3.5%
Commonwealth BankBusiness Awards PlatinumDual Amex / MasterCardCommonwealth Bank Awards$300Intro of tiered and lower earn rates on Amex account.
earn rates in this table are effective July 1st 2017.Read more →
0.20.50.250.6256x on the Amex6x on the Amex6x on the Amex1x6x on the Amex at dept. storesVisa/MasterCard - 3.00%
American Express - 0%
Diners ClubDiners Club CardDiners ClubDiners Club Rewards$2120.6670.5n/k3%0.50.5
Diners ClubDiners Club Card + World MasterCardDual Diners Club / World MastercardDiners Club Rewards$38920.8831.50.625n/k3.40%1.5 (0.625)1.5 (0.625)
Diners ClubDiners Club Frequent FlyerDiners ClubQantas Frequent Flyer$1501n/k3%
Diners ClubDiners Club Frequent Flyer +
World MasterCard
Dual Diners Club / World MastercardQantas Frequent Flyer$2601.51n/kExtra 1 point per $ w/ Qantas1.5 Diners, 1 MasterCard / $
up to $60k
1.25 Diners, 0.75 MasterCard / $
over $60k
3.40%
G&C Mutual BankQantas Platinum VisaVisaQantas Frequent Flyer$2491n/k2x with Qantas2.85%
HSBCPlatinum Qantas VisaVisa PlatinumQantas Frequent Flyer$19911x2,500 per month0.5 points per $3%
JetstarMasterCardMasterCardJetstar Dollars or Qantas FF (+$30)$590.5NoneOR $1 credit w/Jetstar per $10025,000 per yearnone3%
JetstarPlatinum MasterCardMasterCardJetstar Dollars or Qantas FF$1491NoneOR $2 credit w/Jetstar per $100100,000 per yearnone3%
MacquarieVisa PlatinumVisaMacquarie Rewards or Qantas FF$2001None2x with Qantas3%
MacquarieVisa BlackVisaMacquarie Rewards or Qantas FF$2991None2x with Qantas3%
MacquarieHilton HHonors Platinum CardVisa PlatinumHilton HHonors$249None4x with HiltonHHonors Gold Status3%1
NABQantas RewardsDual Amex / VisaQantas Frequent Flyer$95Reduced earn rates,
earn rates in this table are effective July 1st 2017. Read more →
0.750.5None$3,000 per month3%
NABQantas Rewards PremiumDual Amex / VisaQantas Frequent Flyer$250Reduced earn rates,
earn rates in this table are effective July 1st 2017. Read more →
10.5None$5,000 per month3%
NABQantas Rewards SignatureVisaQantas Frequent Flyer$3951None2x with Qantas$5,000 per month0.5 points per $ up to $20,000 per statement period3%
NABVelocityVisaVelocity Frequent Flyer$95Reduced earn rates,
earn rates in this table are effective July 1st 2017. Read more →
0.750.5None$3,000 per month3%
NABVelocity PremiumVisaVelocity Frequent Flyer$150Reduced earn rates,
earn rates in this table are effective July 1st 2017. Read more →
10.5None$5,000 per month3%
NABFlybuys Rewards CardVisa PlatinumFlybuys$951None20,000 per statement period3%0.4
NABRewards ClassicVisaNAB Rewards$950.3750.253xNone2x points in major department and hardware store3%0.00375
NABRewards PlatinumVisaNAB Rewards$1950.50.333xNone2x points in major department and hardware store3%0.005
NABRewards Business PlatinumVisa PlatinumNAB Rewards$1750.50.333xNone2x points in major department and hardware store3%0.005
NABRewards SignatureVisaNAB Rewards$2950.6250.413xNone2x points in major department and hardware store3%
NABQantas Business SignatureVisa SignatureQantas Frequent Flyer$295Reduced earn rates,
earn rates in this table are effective July 1st 2017. Read more →
0.67None50,000 points per card per statement period3%
QantasPremier MastercardMastercardQantas Frequent Flyer$299-11.5xNone2x with Qantas$10,000 per month3%
Qudos BankVisa PlatinumVisa PlatinumQantas Frequent Flyer$2491None2x with Qantas3.65%
St GeorgeAmplifyVisaAmplify Rewards or Qantas FF$790.50.50.5n/k3%0.5
St GeorgeAmplify PlatinumVisa PlatinumAmplify Rewards or Qantas FF$99Reduced earn rates on overseas spend.
earn rates in this table are effective July 1st 2017. Read more →
0.50.50.5n/k3%
St GeorgeAmplify Signature VisaVisa SignatureAmplify Rewards or Qantas FF$279Reduced earn rates on overseas spend.
earn rates in this table are effective July 1st 2017. Read more →
0.750.750.751x10% 'birthday bonus' pa2 x Qantas Club or Priority Passes3%
Suncorp BankPlatinum VisaVisaSuncorp Bank Rewards or Qantas FF (+$49)$1690.50.50.5n/k3.40%
Suncorp BankBusiness VisaVisaSuncorp Bank Rewards or Qantas FF$450.50.40.4n/k80,000 per card per year3.40%
Virgin MoneyFlyer VisaVisaVelocity Frequent Flyer$129No more additional points for spend on Virgin Australia,
earn rates in this table are effective June 15 2017
Read more here →
0.66NoneDiscounted Virgin flight benefit$1,500 per month0.5 points per $3.30%
Virgin MoneyHigh Flyer VisaVisa SignatureVelocity Frequent Flyer$289No more additional points for spend on Virgin Australia and reduced cap,
earn rates in this table are effective June 15 2017
Read more here →
1NoneDiscounted Virgin flight benefit$8,000 per month0.5 points per $3.30%
WestpacAltitude BlackDual Amex / World MasterCardAltitude Rewards or Altitude Qantas$395Reduced Amex earn rate
and mastercard overseas spend.
earn rates in this table are effective July 1st 2017. Read more →
1.250.6251.250.62510.510.50.5x on Amex only2 x Qantas w/ Altitude Qantas2 x Qantas Club or Priority PassesVisa/MasterCard: 3.0%
American Express: 3.5%
0.00938 (0.00468)1.5 (0.625)
WestpacAltitude PlatinumDual Amex / MasterCardAltitude Rewards or Altitude Qantas$15010.510.50.80.40.80.4n/k2 x Qantas w/ Altitude Qantas3,750 Qantas / equivalent pcmnoneVisa/MasterCard: 3.0%
American Express: 3.5%
0.00625 (0.00318)1 (0.5)
WestpacAltitudeDual Amex / MasterCardAltitude Rewards or Altitude Qantas$10010.510.50.80.40.80.4n/k2,500 Qantas / equivalent pcmnoneVisa/MasterCard: 3.0%
American Express: 3.5%
0.00625 (0.00318)1 (0.5)
WestpacAltitude Business PlatinumDual Amex / VisaAltitude Rewards$2951.50.51.50.51.20.41.20.42x Visa only0.25xuncappedVisa/MasterCard: 3.0%
American Express: 3.5%
0.00938 (0.00468)1.5 (0.625)
WestpacAltitude Business GoldDual Amex / VisaAltitude Rewards$15010.510.50.80.40.80.4n/kVisa/MasterCard: 3.0%
American Express: 3.5%
0.00625 (0.00318)1 (0.5)
WestpacBusinessChoice Rewards VisaVisaQantas Frequent Flyer$1500.67n/k3%
Woolworths MoneyQantas Platinum CardVisa PlatinumQantas Frequent Flyer$1691None2x with Qantas2,500 Qantas pcm0.5 / $3%

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