Credit Card Referral Commissions

This page exists to provide transparency over the credit card offers written about on Point Hacks.

This page outlines which credit providers we currently receive commission from when referencing one of their products. Point Hacks receives commission on most credit cards mentioned on the site. Some Products included on the site, and not included in the tables below, do not generate commissions.

For all outbound links to credit card offer pages, we attempt to declare the commission earned from a referred application close to that link on the page.

Note: If you use the Adblock plugin for your browser, you may not see credit card application links.

The site does not cover all products on the market, and also does not compare or include all features or fees of the products that are covered. We do not rank credit card products as one card may be more suitable for one consumer than another.

We try to only reference products or offers that don’t have a better publicly available offer in the market, such as on other websites. We attempt to only reference offers and products which are the best available in the market, regardless of whether commissions are received for a referral.

You should seek independent financial advice and consider your own personal financial circumstances before applying for any credit card.

American Express

Qantas Discovery$60 per approval
Velocity Escape$70 per approval
Essential$150 per approval
Qantas Premium$160 per approval
Platinum Edge$200 per approval
Velocity Platinum$250 per approval
Qantas Ultimate$250 per approval
Explorer$250 per approval
Platinum Charge$330 per approval
Business AcceleratorUp to $100 per approval
Qantas BusinessUp to $150 per approval
Velocity BusinessUp to $150 per approval
Low RateUp to $159 per approval
David JonesUp to $169 per approval
Gold Business ChargeUp to $200 per approval
David Jones PlatinumUp to $200 per approval
Green Business ChargeUp to $200 per approval
Platinum Business ChargeUp to $250 per approval


ANZ Frequent Flyer BlackUp to $150 per approval
ANZ Frequent Flyer PlatinumUp to $150 per approval
ANZ Frequent FlyerUp to $150 per approval
ANZ Rewards BlackUp to $150 per approval
ANZ Rewards PlatinumUp to $150 per approval
ANZ RewardsUp to $150 per approval
ANZ Rewards Travel Adventures CardUp to $150 per approval
ANZ Business BlackPaid on a cost per click basis


Citibank Prestige Visa$280 per approval
Citibank Signature Visa$160 per approval
Citibank Emirates World$88 per approval

Coles Financial

Coles Rewards Mastercardup to $135 per approval


Qantas Platinum Visa$120 per approval

Latitude Finance

28 Degrees Mastercard$50 per approval


NAB Qantas Premium & Standardup to $90 per approval
NAB Velocity Premium & Standardup to $90 per approval

Virgin Money

Virgin Money - Virgin Australia Velocity Flyer Card$60 per approval
Virgin Money - Virgin Australia Velocity High Flyer Card$80 per approval

Westpac, St. George, Bank of Melbourne and BankSA

Point Hacks earns up to $300 per approval.

Westpac Altitude Black$160 per approval
Westpac Altitude Platinum$160 per approval
Westpac Altitude Classic-
Westpac Altitude Business Gold-
Westpac Altitude Business Platinum-

Additionally, for some American Express Membership Rewards cards we receive Membership Rewards points for successfully referred applicants, usually 10,000 points depending on the card.